Applied Financial Group - Woodbury, NY

The Living Balance Sheet
 

Money

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

 
 
Keeping Up with the Joneses

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

Ways to turn spending into savings

Ways to turn spending into savings

These strategies will help you save more and spend less.

Saving for College 101

Saving for College 101

Here’s a crash course on saving for college.

 

What To Do When Your Income Reaches 7 Figures

Preserve your high net worth with these foundational tips.

Money matters: Why it pays to be financially responsible

Teens might not have much money, but it's important for them to be responsible with the cash they do have.

How to gift yourself a debt-free holiday

Here are some tips for having a jolly and debt-free gift-giving season.

How to manage debt

8 ways to help manage debt wisely to avoid overextending yourself.

5 tips to ease financial stress

Financial stress is not limited to those living below the poverty line. It's a real issue for many.

The Economic Journey of Your Morning Coffee

Few contemplate the complex journey that brought their coffee from farm to kitchen table.

View all articles arrow

Paying Off a Credit Card

Enter various payment options and determine how long it may take to pay off a credit card.

Historical Inflation

This calculator shows how inflation over the years has impacted purchasing power.

What Is My Current Cash Flow?

Assess whether you are running “in the black” or “in the red” each month.

View all calculators arrow

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

Once Upon a Goal

Do you know how to set up your financial goals for success? This knight does.

Saving for College 101

Here’s a crash course on saving for college.

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

View all videos arrow