Broker Check

Applied Financial Group - Woodbury, NY

The Living Balance Sheet

Retirement Planning

Retirement has vastly changed over the years, particularly since the most recent recession. Your grandparents and parents likely relied on pensions, private savings, and Social Security to create a stable income for retirement. Today, there is an increasing burden on individuals and families to ensure their assets last through their retirement. These changes require new retirement strategies.

At AFG, we specialize in retirement planning strategies, working closely with both business owners and individuals as they prepare for one of life’s biggest transitions. Serving as clients’ retirement guide, they assist clients with a number of services that revolve around developing a steady and consistent income, preserving savings and investments, determining appropriate insurance options, evaluating estate planning needs, and more.

In today’s challenging economic environment, it’s critical to have a dynamic retirement strategy in place. We strive to provide the retirement guidance each client needs, creating personalized strategies, unbiased recommendations, and education on the latest investment opportunities and financial laws and regulations.

Business Owners

Applied Financial Group is one of the country’s leading firms specializing in qualified retirement plans and strategies. We understand how overwhelming it can be for business owners to implement a retirement plan while also running their business and managing their personal wealth. And as pensions become less and less common, it is important for business owners to fund their personal retirements, as well as help their valued employees.

At AFG, our goal is to provide comprehensive, effective, and customized retirement plan consulting services for businesses, offering an independent, objective, and comprehensive approach to meeting the needs of our clients. Our expert technical knowledge of retirement plans allows us to address plan design issues, perform plan and cost analyses, and present a custom solution to fit our clients' personal and business objectives. Covering the full spectrum of corporate retirement plan products, we help clients determine an appropriate solution for their business, whether that is a 401(k), 403(b), SEP or SIMPLE IRA, defined benefit plan, profit sharing plan, or other option. Additionally, we educate our clients on ways to maximize their retirement to meet their income needs for the future, and we guide and educate business owners on tax law, tax deferral, tax deductible, and tax-free advanced planning strategies.

We believe our combination of expert advice, outstanding customer service, and the ability to understand our clients' unique needs and objectives make us the ideal solution in the retirement plan market.

Learn more about employee benefit limits, retirement plan comparisons, and more.

2016 Tax Reference Limits


AFG understands the many concerns individuals and families face as they prepare for retirement, whether that is five or fifteen years away. Through our comprehensive approach, we develop customized retirement strategies that address your individual needs and goals, from Social Security planning to 401(k) rollovers. Well-versed in the intricacies and nuances of corporate retirement plans, we also help you coordinate your qualified & non-qualified plans with other retirement strategies to generate cash flow and create a steady stream of income.

Retirement is a significant milestone in one’s life. Our mission is to help make that transition more manageable and less stressful by building a personalized retirement strategy and offering ongoing support, unbiased advice, and objective guidance. Over the course of your career, you have worked hard to build your wealth. Now, it’s time to ensure your assets work for you during your retirement years. Rather than focus myopically on accumulating assets and chasing returns, we instead help you strategize for the long-term. This includes proactively planning ahead to cut future tax bills, avert unwanted risks, and determine opportunities for avoiding financial problems during your retirement years.

As we evaluate your entire financial picture, we shape your retirement plan with an acute knowledge of business, tax and asset protection concepts. Our goal is to maximize your ability to transition your accumulation plan into your distribution plan seamlessly and efficiently.